I love reading YHL and the fact that there is now a forum has made my day, my week, my month and quite possibly my year. I've gotten many ideas from this website and other design websites. My question to you is how do you find the time and the money to DIY? Do you set a portion of your paycheck toward home improvements? Do you set a specific time during the weekend to focus on DIY? What if you don't have the tools to DIY? Do you hire someone? I'm curious as to how others schedule home improvements in your life. Care to share? I'd love to incorporate some of your ideas. Sometimes I feel overwhelmed with all of my projects and if something is too expensive I get the blues. Help.